Your Mortgage Partner from Peaks to Shores  

PeakShore Mortgage powered by NEXA Lending

Most lenders focus on products. I focus on outcomes. My role is to help you manage your liabilities in a way that supports your long-term financial goals. As a licensed mortgage broker since 1996, I have helped hundreds of borrowers achieve their dreams of home ownership and create wealth through their real estate investments. As a Certified Mortgage Advisor, I can help align your home financing with your life goals by demonstrating how liability planning complements your asset planning. In this day & age of internet-based lenders and faceless call center operations, it's important to have a trusted mortgage advisor who can help you navigate through the clutter and obtain the best home loan to meet your financial needs. Providing excellent customer service has resulted in many repeat transactions and referrals throughout the years. In order to facilitate a smooth transaction, my goal is to set proper expectations up front and keep you informed of your loan status throughout the process culminated by a seamless closing. By placing your trust in me, my team and I will work hard to ensure your satisfaction!

Why choose Bob Buch dba PeakShore Mortgage & NEXA Lending for your home financing needs?

After 29 years working for mid-to-large size “retail lenders", I recently switched over to becoming an “independent mortgage broker” and am proud to announce that I’ve joined NEXA Lending, the largest mortgage broker in the US. Established in 2017, NEXA Lending has access to over 280 investors and is the largest client for many of them, including United Wholesale Mortgage (UWM), ranked #1 in purchase volume for the past nine years!

As the largest mortgage broker in the country, NEXA’s volume earns better pricing than everyone else in the broker world enabling NEXA to offer the BEST rates in the industry! When compared to the retail industry that I transitioned from, there is a considerable disparity. While the companies that I’ve worked for in the past decade are all reputable and among the largest retail lenders in the country, they are all impacted by higher margins which translates to higher rates. The legacy costs of running a retail mortgage company are dramatically higher due to: underwriters and processors on staff, multiple layers of management, and other built-in costs (e.g. brick & mortar branch offices). Thus, the retail mortgage companies need to make more money compared to brokers to pay their bills which translates to higher rates!